.header-spacer{height:54px}.terms-banner{padding:50px 0;background:url("https://images.unsplash.com/photo-1506744038136-46273834b3fb?auto=format&fit=crop&w=1500&q=80") center center/cover no-repeat;color:#fff;padding-bottom:50px;margin-bottom:2rem;position:relative}.terms-banner::before{content:"";position:absolute;inset:0;background:rgba(33,37,41,.6);z-index:1}.terms-banner .container{position:relative;z-index:2}